CTSL

Eligibility Tests

Are you eligible for our member benefits?

Answer the questions in the eligibility tests to find out.

test

CTSL Member Services

  • If you’re not eligible, please contact our Member Services team for assistance and further guidance on your options.
  • (+675) 79987900
  • memberservices@ctsl.com.pg

test 1

Next

Have you confirmed with CTSL that you are a beneficiary?

Yes
No

Have you been unemployed for 3 months or more?

Yes
No

Are you 65 years old or more?

Yes
No

Have you been made redundant from employment due to physical or mental infirmity?

Yes
No

Are you actively contributing to the Defence Force Retirement Benefit Fund?

Yes
No

Have you been contributing to CTSL for 5+ years?

Yes
No

Add Your Heading Text Here

Next

Refer to the CTSL Resources and Complete The Forms

Visit Requirements
Accumulation Scheme Form
Defined Scheme Benefit Form
Back to Eligibility

Unfortunately, you are not eligible.

Back to Eligibility

Are you earning any other form of income to sustain yourself?

Yes
No

You need to be unemployed for 3 months or more to be eligible for this benefit.

Have you resigned or been made redundant under retirement?

Yes
No

You must be at least 65 years old to be eligible for the retirement benefit.

Do you have a medical report to confirm your medical condition?

Yes
No

You are not eligible for this benefit. If you have any questions, contact the Member Services team on

Unfortunately, you are not permitted to transfer your funds unless you leave your current employer.

Complete these steps to start the Fund Transfer process.

  1. Download and complete the Transfer form.
  2. Provide 1X recent payslip
  3. Confirmation letter from previous and current employer
  4. Valid ID Card: current Fund ID Card, driver’s license, employer ID or passport
  5. Provide superannuation statement from your current fund
  6. Lodge the Transfer application at the CTSL branch. 

Do you intend to use the Housing Advance to build or purchase a principal place of residence (residential home)?

Yes
No

You are not eligible for a Housing Advance if you have contributed for less than 5 consecutive years.

Unfortunately, you are not eligible for this benefit.

Requirements for the benefits are printed on the application forms below.

Accumulation Scheme Form
Defined Scheme Benefit Form
Visit Requirements

Contact the Member Sevices team on

You are not eligible for this benefit. If you have any questions, contact the Member Services Team on

Visit Requirements

Requirements for the benefits are printed on the application forms below

Accumulation Scheme Form
Defined Scheme Benefit Form

A medical report is required to confirm your medical condition. If you have any questions, contact the Member Services Team on

Is this your first time applying for Housing Advance?

Yes
No

Do you intend to use the Housing Advance for renovations?

Yes
No

Is this your first time applying for Housing Advance?

Yes
No

Did you fully repay the first Housing Advance?

Yes
No

Unfortunately, you are not eligible. Contact the Member Services team on

Download and fill in the form below

Member Housing Advance Form

Did you repay the first Housing Advance?

Yes
No

Download and fill in the form below

Member Housing Advance Form

You are not eligible for a Housing Advance, contact the Member Services team for information