Superannuation is a long-term savings plan that provides financial security for retirement and related needs, such as housing or income support. CTSL is the only trustee in Papua New Guinea operating a dual scheme fund.
Accumulation Scheme
The Accumulation Scheme is a type of superannuation plan where both the member and their employer make regular contributions to a personal super account throughout the member’s working life.
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Defined Benefit Scheme
The Defined Benefit Scheme is a legacy superannuation plan originally established for members of the PNG Defence Force. Under this scheme, your retirement benefit is determined by a formula based on your final salary and the total number of years you have served.
