Welcome to the website of Comrade Trustee Services Limited (CTSL).
These Terms & Conditions explain the rules that apply when you use our website, services, tools, and online content. By accessing or using this website, you agree to comply with these Terms together with our Privacy Notice.
CTSL is the trustee of the Authorised Superannuation Fund (ASF) serving Papua New Guinea Defence Force personnel.
The information provided on this website is intended as general information only. While we aim to keep content accurate and up to date, the website does not replace official fund documents, trust deeds, legislation, or regulatory requirements.
You may use this website if you:
Although the website is designed primarily for users in Papua New Guinea, users accessing it from other countries are responsible for complying with local laws in their jurisdiction.
Email Updates
You may choose to subscribe to receive:
You can unsubscribe at any time by clicking the unsubscribe link included in our emails.
Your Information
You are responsible for ensuring any information you provide to CTSL is accurate and current.
Account Security
If online accounts or login services are available, you are responsible for keeping your account credentials secure and confidential.
Please notify CTSL immediately if you believe your account has been accessed without authorisation.
CTSL respects your privacy and handles personal information in accordance with our Privacy Notice.
Our website uses cookies and similar technologies to improve website functionality, performance, and user experience. By continuing to use the website, you consent to this use.
The content available on this website — including calculators, articles, FAQs, and guides — is provided for general information purposes only.
It should not be relied upon as:
Before making decisions about your superannuation or financial affairs, you should refer to official ASF documentation and seek independent professional advice relevant to your personal circumstances.
CTSL may update or remove website content at any time without notice.
The superannuation calculator available on this website is designed to provide general illustrations only.
The results generated:
Actual retirement benefits and investment outcomes may differ significantly due to factors such as:
Calculator results should not be treated as guaranteed outcomes or financial advice.
From time to time, CTSL may advertise job vacancies on this website.
Please note:
All recruitment decisions remain subject to CTSL’s formal hiring processes and relevant verification checks.
All materials on this website, including logos, graphics, text, images, software, and other content, are owned by or licensed to CTSL and protected under applicable intellectual property laws.
You may use website content for personal, non-commercial purposes only.
You may not reproduce, modify, distribute, or commercially exploit website content without CTSL’s prior written consent.
To the extent permitted by law, CTSL is not liable for any loss, damage, or expense arising from:
This includes indirect or consequential losses such as loss of profits, revenue, or data.
By using this website, you agree to indemnify and hold harmless CTSL and its officers, employees, and representatives against claims, losses, liabilities, or expenses arising from:
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